Terms & Conditions – Spiritual Swarna 3
- Payment Policy
- All course and session fees must be paid in advance.
- Fees are non-refundable under any circumstances.
- Fees are non-transferable and cannot be adjusted toward any other course or service.
- Fees will be forfeited if the scheduled services are not availed.
- Fees are subject to change without prior notice.
- International Students
- International students are considered as foreign nationals or residents outside India.
- Any additional charges applicable to international students (if any) must be cleared before enrollment.
- Course and Session Participation
- Enrollment confirms acceptance of all course content, methodologies, and practices.
- Participants are expected to follow instructions, guidelines, and schedules provided by Swarnalatha and the Spiritual Swarna 3 team.
- Confidentiality
- All personal information, readings, and shared experiences during sessions or consultations will remain strictly confidential.
- Disclaimer
- Spiritual guidance, healing, astrology, and coaching services offered by Spiritual Swarna 3 are for personal growth, awareness, and educational purposes.
- Outcomes may vary from person to person and are not guaranteed.
- Participants are responsible for their own choices and actions following any session or course.
- Intellectual Property
- All course materials, teachings, and content provided by Swarnalatha and Spiritual Swarna 3 are protected by copyright and may not be reproduced, shared, or distributed without explicit permission.
- Liability
- Spiritual Swarna 3 and its founder Swarnalatha are not liable for any physical, emotional, or financial outcomes resulting from participation in courses, sessions, or consultations.